Archive for November, 2007

The B Word

Budget – it isn’t a scary word to me. But I still don’t have it down. I balance our checkbook at least every other day. I used to use Microsoft Money but when the desktop computer crashed, Money went with it and I never got it to transfer over to the laptop. So I started [...]

Friday, November 30th, 2007

Long Term Goals

I’ve been thinking about long term goals – and for some reason the farthest I can think is next summer. By next summer we will have no credit card debt and no car payment. We will have the baby emergency fund fully funded, more savings being added to it and the automatic savings started again. [...]

Thursday, November 29th, 2007

Discipline and Money

I definitely struggle with discipline and money. Once we pay the bills, buy the groceries, pay on the credit cards and as long as the $1000 is in the bank, I think that is good. There is a variety of ways to spend the money that is left over. I’ve always wanted to spend every [...]

Wednesday, November 28th, 2007

Building Wealth $100 at a Time

Financial Peace University Journaling I fully believe we can find $100 a month to save. Up until about a year and a half ago we were saving 10% a month – more then $100 actually – and we did not miss it at all. We made the mistake of buying a huge house and had [...]

Tuesday, November 27th, 2007

What We Owe

I’m having a great time with Financial Peace University Online. I feel empowered all over again and know we are doing right. We had the mini emergency fund – need to build it back up again – and are doing great paying off the debt and not using credit cards. I’m glad to be able [...]

Monday, November 26th, 2007

Paying Cash for Everything

FPU Online Journaling The Emergency Fund: Last weekend was the first time we had cash on hand to pay for an emergency. Our car broke down on the way home from an out of town trip. We got help from a highway patrolman and made it a lot closer, but in the end sill had [...]

Sunday, November 25th, 2007

Financial Peace University Online

Over at Dimes to Dollars, she mentioned the chance to enroll in Dave Ramsey’s FPU online for free – and I jumped at that! I signed up and this weekend I’ve been watching and making notes. We are going to have a lot change for us financially over the next few months. I’m just starting [...]

Sunday, November 25th, 2007

No Spending Money

I’ve talked about my temptation with staying away from online shopping – and I’m proud to say I am still staying away. Anytime I get the urge to buy something I go cleanup a spot in my house. Purging as we get ready for a move is a great reminder to not add to the [...]

Monday, November 12th, 2007

Car Problems

Just one reason to be happy about having an emergency account – unexpected things happen at unexpected times. Not only are we getting ready for a move, preparing the house to rent out and everything that goes with these two things – yesterday we started having car problems. We were driving down the interstate and [...]

Sunday, November 11th, 2007

Eating Buffet Style

Straying from all my military moving talk, I wonder if people who eat at a buffet restaurant tend to eat more because they feel like they need to ‘get their money’s worth’ (said by my husband) or if they eat more because it is all right there. Buffets typically are not very expensive and I’m [...]

Saturday, November 10th, 2007