Archive for the 'Saving' Category

Long Term Goals

I’ve been thinking about long term goals – and for some reason the farthest I can think is next summer. By next summer we will have no credit card debt and no car payment. We will have the baby emergency fund fully funded, more savings being added to it and the automatic savings started again. [...]

Thursday, November 29th, 2007

Building Wealth $100 at a Time

Financial Peace University Journaling I fully believe we can find $100 a month to save. Up until about a year and a half ago we were saving 10% a month – more then $100 actually – and we did not miss it at all. We made the mistake of buying a huge house and had [...]

Tuesday, November 27th, 2007

Paying Our Children And Allowance

We go back and forth about wanting to pay our kids each an allowance. They are five and three years old now and for the past year or so have both been receiving money regularly from one set of Grandparents at each holiday. I know we need to start them off young but considering I [...]

Friday, March 2nd, 2007

Our First Roth IRAs

Way back when, in the summer of 2001, my husband reenlisted in the military. His job rate allowed him to receive a bonus payment for doing so and neither of us had ever experienced having that much money all at once. We didn’t blow it on toys, clothes, movies or anything like that ~ we [...]

Thursday, January 18th, 2007

Searching Out Hotel Discounts

Since we travel only to go visit family, it’s been a while since we have had to find hotel discounts. Luckily for me, my parents always turn to me to find an inexpensive hotel for one of their trips. The latest was my Dad and he wanted to go to Vegas. We were planning his [...]

Sunday, January 7th, 2007

Giving my 5 year old an allowance

I’ve been thinking about money and kids and how to teach them the right way to handle their financial matters. They are young still but understand what money is – they know you need it to buy things, but they have gotten confused and when playing, offered to pay me to take something. LOL They [...]

Friday, January 5th, 2007

Finding Good Deals

I admit it – I have very little online store loyalty. Instead of shopping at one particular place online, I go searching for coupons and promotion codes. I like to find a percentage off or free shipping. There are a lot of places now that give free shipping with a certain dollar amount order. Most [...]

Friday, January 5th, 2007

Starting off the year right

Two days in (okay does this morning really count?) and we are on the right financial track. Because of the holiday we got paid late last week. I paid all of our bills and got cash out of the ATM. Me having cash is a RARE thing – I just don’t do it. I find [...]

Tuesday, January 2nd, 2007

Putting Off Retirement Money

We were investing 10% of part of DH’s pay for I think 14 months. We decided to stop investing for the time being because of our bad house buying decision which put us living paycheck to paycheck. Of course we didn’t think about stopping it until the last minute so it’s only been since September [...]

Thursday, October 12th, 2006