I’ve been thinking about long term goals – and for some reason the farthest I can think is next summer. By next summer we will have no credit card debt and no car payment. We will have the baby emergency fund fully funded, more savings being added to it and the automatic savings started again. [...]
Financial Peace University Journaling I fully believe we can find $100 a month to save. Up until about a year and a half ago we were saving 10% a month – more then $100 actually – and we did not miss it at all. We made the mistake of buying a huge house and had [...]
We go back and forth about wanting to pay our kids each an allowance. They are five and three years old now and for the past year or so have both been receiving money regularly from one set of Grandparents at each holiday. I know we need to start them off young but considering I [...]
Way back when, in the summer of 2001, my husband reenlisted in the military. His job rate allowed him to receive a bonus payment for doing so and neither of us had ever experienced having that much money all at once. We didn’t blow it on toys, clothes, movies or anything like that ~ we [...]
Since we travel only to go visit family, it’s been a while since we have had to find hotel discounts. Luckily for me, my parents always turn to me to find an inexpensive hotel for one of their trips. The latest was my Dad and he wanted to go to Vegas. We were planning his [...]
I’ve been thinking about money and kids and how to teach them the right way to handle their financial matters. They are young still but understand what money is – they know you need it to buy things, but they have gotten confused and when playing, offered to pay me to take something. LOL They [...]
I admit it – I have very little online store loyalty. Instead of shopping at one particular place online, I go searching for coupons and promotion codes. I like to find a percentage off or free shipping. There are a lot of places now that give free shipping with a certain dollar amount order. Most [...]
Two days in (okay does this morning really count?) and we are on the right financial track. Because of the holiday we got paid late last week. I paid all of our bills and got cash out of the ATM. Me having cash is a RARE thing – I just don’t do it. I find [...]
We were investing 10% of part of DH’s pay for I think 14 months. We decided to stop investing for the time being because of our bad house buying decision which put us living paycheck to paycheck. Of course we didn’t think about stopping it until the last minute so it’s only been since September [...]