Archive for the 'Debt updates' Category

One Less Car, One Less House

This year has been awesome. My last post said we were very close to paying off a car, and we did it. We have been down a car payment for about six months. I’ve been putting that car payment money into savings. Sure it could have (should have?) gone to another debt, but we needed [...]

Friday, August 24th, 2012

Starting Over

The last post on this blog was two years ago. We still have that van we bought (see previous post) and we are still loving the low interest rate! I am interested in starting over though, starting over with the paying off the debt in a smart and good way. photo credit: llauren. The past [...]

Sunday, January 1st, 2012

What We Owe

I’m having a great time with Financial Peace University Online. I feel empowered all over again and know we are doing right. We had the mini emergency fund – need to build it back up again – and are doing great paying off the debt and not using credit cards. I’m glad to be able [...]

Monday, November 26th, 2007

Using Credit Cards

The past couple of months we’ve been doing great with our credit cards. We typically make a large payment onto it, buy groceries, gas, etc., and then come home and pay the credit card again whatever the groceries, gas, etc., cost. We are earning airline miles (I know, it will take forever for us to [...]

Tuesday, May 8th, 2007

Another One Down

The payment for my DH’s credit card has cleared and it has a zero balance. That will be the last time we ever use a tax return (or any other large amount of money) to pay it off. He was carrying the card in his wallet but took it out and put it in his [...]

Thursday, February 22nd, 2007

Back to more then minimum

Before the holidays I mentioned that we were only going to pay the minimum payment on our credit cards. We are now back to not doing so. We will pay double the minimum on both of them this month. Granted, that is still not that much considering the total bills. But we will get them [...]

Sunday, January 7th, 2007

Credit Card Chargeoff

Okay I have no idea where to even start looking for information about this, but I will later today. I got a phone call from my credit card company – it was MBNA, sold to Bank of America (or marged, whatever happened with them). I’ve had the credit card for 8 years now, I used [...]

Thursday, November 30th, 2006

Right in the center!

Target is paid off!! YES!

Wednesday, November 1st, 2006

Bonus Time 2 – Paying Bills

Okay, so after having the bonus for more then 24 hours, I felt okay to start paying bills. It’s always unsatisfying to have the money immediately leave the account – but I’m getting over that. Bills Paid: 2nd Mortgage, extra groceries, yearly exterminator, cat neuter, cat meds, two credit card payments, remainder of super high [...]

Wednesday, October 4th, 2006

Bonus Time

Well, our bonus arrived overnight. We have approximately $4000 now. Of course I would like to restock our sad looking pantry and we have an exterminator bill we have to pay or they will double it. Funny how all of a sudden bills come up when you are expecting money. We were hoping to pay [...]

Tuesday, October 3rd, 2006