Well I thought I would take this chance and talk about our first big money mistake my DH and I made as a couple. We were fine when we got married ~ a month later he got a bonus from work that allowed him to pay off his credit card, pay for moving me with [...]
Though we are coming to the point where we should be getting pay raises (by we I mean my DH’s job), we are actually at a point where we may take a paycut. See the military pays different based on what job you are doing at that time. My DH is currently a teacher, for [...]
MightyBargainHunter writes about Prosper loans for engagement rings. I have read a few of the personal finance blogs that mentioned Prosper so I went to check it out. It is read as “the online marketplace for people to people lending.” But that’s neither here nor there – I wanted to talk about going into debt [...]
Birthdays, special occassions, etc. I usually do really well spending for birthdays – all it costs is a phone call and the kids and I sing to whoever’s day it is. And we have Vonage so it’s free long distance. I am going to start sending cards (I am very crafty and have a stash [...]
DH and I have learned a lot in the short amount of time we have been together. And over at Blueprint for Financial Prosperity is posted “Money’s 25 Rules to grow rich by” ~ check it out. It’s a great list. We have made some mistakes but we are mostly doing everything right – okay, [...]
Meal planning is going well so far. I like cooking but sometimes I feel like it takes a long time. I usually will have a tv show on so I can catch up (I dvr whatever shows I watch, I don’t watch commercials anymore LOL) and the kids wanting to help out. I know there [...]
It’s amazing how once we get in this situation – credit card paid off, a little extra money, extra credit card payments going in – a flood of “needing” to spend comes along. We ordered books yesterday for DH’s class and I ordered $21 of business supplies (only one order so far but November will [...]
We got paid a mere four days ago and the paycheck is spent. Blah. We realized that we have it good really – we make good money, we have a house, two cars, lots of food in the house. So why can’t we get away from what little debt we have! We are going to [...]
Visit this week’s Carnival of Personal Finance. Great advice about learning to stay within your mortgage limits. We are dollars short of being at the 35% outer limit he mentions. Really, it was a bad idea to buy this house and we know it. And unfortuntely for us, houses of the same size (same layout) [...]
So today we spent $368 on groceries, $15 on bite to eat (lunch), and $20 on books. Tomorrow we shouldn’t spend anything, Tuesday is gymnastics – we will owe the yearly fee plus October prorated. I am rescheduling the cats neutering until next payday since we spent twice what we planned on for groceries. We [...]