photo credit: Travis Seitler My kids are young but get an allowance and have for a couple of years now. I am not the greatest about actually paying them, but I keep track in an excel spreadsheet so they are kept up to date. I don’t give them an allowance based on chores – I [...]
I definitely struggle with discipline and money. Once we pay the bills, buy the groceries, pay on the credit cards and as long as the $1000 is in the bank, I think that is good. There is a variety of ways to spend the money that is left over. I’ve always wanted to spend every [...]
FPU Online Journaling The Emergency Fund: Last weekend was the first time we had cash on hand to pay for an emergency. Our car broke down on the way home from an out of town trip. We got help from a highway patrolman and made it a lot closer, but in the end sill had [...]
Over at Dimes to Dollars, she mentioned the chance to enroll in Dave Ramsey’s FPU online for free – and I jumped at that! I signed up and this weekend I’ve been watching and making notes. We are going to have a lot change for us financially over the next few months. I’m just starting [...]
Just one reason to be happy about having an emergency account – unexpected things happen at unexpected times. Not only are we getting ready for a move, preparing the house to rent out and everything that goes with these two things – yesterday we started having car problems. We were driving down the interstate and [...]
Depending on your job in the military, you may be eligible for a reenlistment bonus (if you are enlisted and there are actually a lot of factors that come into play). My husband has a job that allows him to have such a bonus, which is alloted to us once a year for a few [...]
The new neighbors put up a fence within the first couple of weeks of moving in. They did a decent job, even if it looks like the side we share isn’t exactly straight. My only complaint is ever since the neighbors put up their fence, their dogs bark every second of being outside! Seriously it [...]
If it is possible, I think we love Costco more living here then we did in WA. We went a month ago and two weeks later still had quite a bit leftover. We also bought Kirkland brand white tshirts and a box of candy for a friend to send in a care package. Of course, [...]
I’ve spent money every day this week! Well, yesterday and today. This is the week of gymnastics camp for both kids. They are at the gym from 9-3 every day this week! It is so nice – they love it and are so tired when they come home, they go to bed early and more [...]
I’m not sure what is going on lately, but I’ve been reading and seeing a lot about raising teenagers. My kids are little ones and I know teenagers are a lot of work but wow I feel like I need to start figuring stuff out now! Already my kids will be six and four in [...]