I am rethinking how to budget for our various extra expenses. The kids start gymnastics camp next week and we still owe the gym money. I was paying a little each paycheck (sidenote – wow kids camps are expensive!) but quit because I didn’t think I owed that much. Come to find out I still owed twice what I thought! That was okay as I realized it a month ago so we just worked it in, but what if I didn’t find out sooner? We quit going to gymnastics back in June so it’s been over a month since we’ve talked to anyone in the office.

I think that I’ll do is transfer money to our savings account so it is there but not completely easily accessible. That’s one way to go – subtracting in my excel file isn’t always the best idea.

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